Solutions / Stablecoins
Win Institutional Distribution.
Prove reserve composition and collateral eligibility on every transaction, onchain and off. Institutions that cannot hold an unverifiable token can hold yours.
The problem
Attested Discretely. Deployed Continuously.
All stablecoin blowups share the same problem: reserves move every day while reporting happens after the fact. And the biggest cost? Institutions cannot hold what they cannot verify, so the mandate-constrained market is closed to you.
Attestations are a point in time
Proof of reserves tells you where the money is, but it says nothing about what the money is actually doing.
Collateral eligibility is papered in docs
The eligible set is a policy somebody is meant to be following, and nothing in the product refuses a deployment outside it.
The market cannot tell you apart
An honest issuer and a reckless one publish the same kind of document, so both are priced against the last failure.
What POY enables
Eligibility as a Precondition.
Your reserve policy becomes part of the program the issuer proves against. A deployment outside the eligible set is not attested later. It does not execute.
Target weights, concentration caps and duration bounds are checked against the committed policy before any reallocation settles.
Who this is for
Issuers Competing on Something Other Than Rate.
Yield-bearing stablecoin issuers, tokenised treasury products, and anyone whose distribution depends on institutions that have to justify holding it.
How it works today
A monthly attestation, describing a month that has closed
Reserve policy enforced by the people who wrote it
A published rate with no verifiable derivation
Institutional holders have nothing to diligence but your word
With POY
A verification per transaction, at the moment it executed
Reserve policy enforced by the product, no exceptions path
A rate with proven attribution behind every line
Institutional holders check the record themselves, and can hold it
Win Institutional Distribution.
Every line of the reserve verified, onchain and off.